Home / Payroll, AP/AR & Bill Pay with AI
BILL Spend & Expense
Free corporate-card and expense-management software, formerly Divvy, that firms deploy for clients and sync to the ledger.
| What the AI does | AI-powered auto-categorization and receipt matching; BILL Reconciliation agent categorizes transactions and writes business notes; predictive AI fraud monitoring |
|---|---|
| Who it serves | Small CPA firms, Bookkeeping practices, CAS practices |
| Starting price | $0/user/mo |
| Pricing model | Free (card-funded) |
| Free trial | Free plan available |
| Best fit | Solo practitioner, Small firm, Mid-size firm |
| Category | Payroll, AP/AR & Bill Pay with AI |
| Part of | BILL |
| Works with | QuickBooks Online, Xero, NetSuite, Sage Intacct, Microsoft Dynamics, Acumatica, Slack |
| SOC 2 | Stated on the vendor's site |
| Checked | 2026-10-29, against the vendor's own page |
Who it's for
BILL Spend & Expense is listed as a fit for solo practitioners, small firms and mid-size firms, and the vendor names small CPA firms, bookkeeping practices and CAS practices on its own site. The job it gets hired for: running client payroll, bills and receivables through a firm console, with AI catching what's off.
What it costs
BILL Spend & Expense has a free plan to start: $0/user/mo.
Good to know
BILL Spend & Expense, formerly Divvy, is free software: $0 per user with no subscription fee for the firm or its clients, funded by the BILL Divvy Card, which is subject to credit approval. AI-powered auto-categorization and receipt matching do the coding, predictive AI monitors transactions for suspicious activity, and the BILL Reconciliation agent categorizes transactions and writes the business notes. It syncs to QuickBooks Online, Xero, NetSuite and Sage Intacct and plugs into the same Accountant Console and partner program as BILL AP & AR.
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