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Xero
Cloud ledger with a free US partner program for accountants and bookkeepers; JAX, Xero's AI assistant, answers questions and drafts invoices.
| What the AI does | JAX ('your AI finance partner') conversational assistant; AI-powered bank reconciliation and Auto-reconcile transactions; Smart Document Capture; budgeting 'smart suggestions' |
|---|---|
| Who it serves | All practices |
| Starting price | Free for partners (free Xero subscription for the practice); client plans from $27/mo (Early; $2.70/mo promo for the first 6 months) |
| Pricing model | Per month flat |
| Free trial | Yes |
| Best fit | Solo practitioner, Small firm, Mid-size firm |
| Category | AI Bookkeeping & Transaction Categorization |
| Works with | Xero Partner Hub, Xero Workpapers, Syft Analytics, Ignition, Spotlight Reporting, 1, 000+ app integrations |
| SOC 2 | Stated on the vendor's site |
| Checked | 2026-10-29, against the vendor's own page |
Who it's for
Xero is listed as a fit for solo practitioners, small firms and mid-size firms, and the vendor names accounting practices generally on its own site. The job it gets hired for: categorizing and reconciling client transactions so the books are review-ready without the keying.
What it costs
Xero has a free plan to start: Free for partners (free Xero subscription for the practice); client plans from $27/mo (Early; $2.70/mo promo for the first 6 months). There is a free trial.
Good to know
Xero's US partner program is free, includes a Xero subscription to run your own practice, and unlocks partner-only client pricing from the Bronze tier up. Client plans list at $27/mo (Early), $59 (Growing) and $97 (Established), with a 90% discount for the first six months on offer through November 2, 2026. JAX, Xero's AI assistant, is available to every subscriber at no extra charge today, and AI-powered bank reconciliation, Auto-reconcile and smart document capture come with the plans. Syft Analytics and Xero Workpapers ride along for partners on eligible plans.
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